Insurance

Bluegrass Doctors of Physical Therapy, PLLC does not have contracts with any insurance company and does not file claims to insurance companies; however, the services we provide will most likely go toward your deductible. You may submit a claim directly to your insurance company for possible application toward your deductible and/or reimbursement through out-of-network benefits after you have paid fees for our services. We provide the necessary information for your claim, including our federal tax identification number, diagnosis (ICD) codes, and procedure (CPT) codes. Our doctors will provide signatures or other documentation on a requested basis. Be advised that if you do opt to file a claim for reimbursement, it may be necessary to contact your insurance company prior to your appointment to complete pre-authorization requirements.

Payment is due at the time of service. Accepted forms of payment include Health Savings Account (HSA) and Flexible Spending Account (FSA) funds, all major credit cards, checks, and cash. Your receipt provides the necessary information for filing your claim with your insurance company for reimbursement according to your plan's out-of-network benefits.

At Bluegrass Doctors of Physical Therapy, your treatment is our primary concern. Unfortunately, insurance companies often interfere in the treatment of patients by complicating allowable services and covered providers. In addition, insurance companies routinely pay only a portion of doctors' fees. Many doctors' offices resort to multi-booking appointments or increasing service fees in order to compensate for the reduced payment schedule from insurance companies - the balance that the insurance companies do not pay may then be passed on to the patient, in most cases.

In many cases, Bluegrass Doctors of Physical Therapy can keep appointment costs lower than providers who process claims to insurance companies. In fact, some of our patients have reported paying more for services elsewhere after their insurance coverage was applied. Furthermore, our doctors do not book multiple patients for the same appointment slot: your appointment time is uniquely for you. We provide you the services best suited to your needs, regardless of insurance coverage.

Instead of practicing under health insurance companies' guidelines, our doctors focus on their mission to provide the best holistic research based care, allowing our patients to recover an average of 2-3 weeks earlier than competitors, and to help develop realistic and comprehensive care options for all people involved in the healing process.

Initial Evaluation is 90 minutes and includes treatment day one. All subsequent follow up treatments are 60 minutes in length. Please contact us if you are interested in or in need of, home visits.